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Renter's insurance is not required, but it’s a wise investment of about $15 per month. Thankfully, most people don’t ever have to use it, but those who do are thankful for having had it. Sometimes, parents’ homeowners insurance will provide coverage for dependents living away from home, so it is advisable to check that policy. If not, most companies that provide car insurance also provide renters’ policies, so look into what it would cost to add that on, and decide for yourself whether or not it’s worth it. A member of our university community has pointed this site out as a place for helpful info!